49th Precinct Hotlines
49th Precinct Community
Council - Meets on the last Tuesday of every month. Call 718-918-2025 for details.
Terrorism Hotline – Call 1-888-NYC-SAFE
(692-7233) to report suspicious activity.
Stop Illegal Handguns - Call 1-866-GUN-STOP (1-866-486-7867) anonymously -
FREE Home Security Evaluation – The Crime Prevention Unit is conducting FREE in home security surveys.
Call P.O. Tyrone Mederos 718-918-2026.
FREE Auto Security Programs – The Crime Prevention Unit has FREE programs
that will help you from becoming a victim of Auto Theft, and possibly save you money on your current theft insurance. Call
P.O. Tyrone Mederos 718-918-2026.
NYPD Website - Missing persons, most wanted press releases, crime statistics, and precinct
Report Crimes Anonymously – If you have information on burglary
or any other crime, please contact Crime stoppers at 1-800-577-TIPS. If you observe anyone trespassing on your property or
any other crime in progress call 911 immediately.
Identity theft: This crime is now epedimic. Please see the articles
at the end of this page for resources on prevention and remedies.
Links to Crime and Fraud Alert websites are provided
at the bottom of this page
Hackers Could Ruin
Changing passwords isn't enough to stop them
Recent news that Russian hackers had stolen more than 1.2 billion
passwords from 420,000 websites sent shudders through computer users.
But what dangers do you really face as a result of these kinds of
increasingly common data breaches?
Unfortunately, the risks can be far greater than most people realize. Stolen
passwords can result in financial devastation…or even medical disaster.
The risks vary greatly depending on the type of account involved. Here's a
look at the real dangers you face when criminals steal your online IDs and
what you can do to reduce those risks…
More on Protecting Your Privacy
1. Facebook Is Spying on You
How to Protect Your Privacy at Work
3. Sneaky New Tricks from Identity
4. Brokerage-Account Scams on the Rise
5. How to Block Annoying Internet Ads
6. How to Hide: Keep Your Movements, Your
Your Past Private
Financial institutions generally provide investors
with some sort of written security guarantee—but these guarantees
designed primarily to protect the institution's interests rather than yours. They typically promise to refund stolen
money only if the investor has followed a list of Internet security precautions—it
can be difficult for most people to
understand these lawyer-crafted
high-tech requirements, much less follow them. And an investment company could,
in theory, still decide not to make good on the losses, knowing that it would be very expensive for an individual
investor to challenge a big financial company in court.
Firms generally—though not always—have compensated investors who have had money stolen
but that's often because they conclude that it's
better to compensate a few investors for losses than risk losing the
of thousands—a decision that may not apply in all situations.
to do: Set up "two-factor authorization," also known as "multifactor authentication," with your investment
companies so that they send a code to your cell phone via text or voice message whenever
you or someone else tries
to log into your account. You must enter
this code into the website to gain access. (Three-factor authorization, which
also uses a fingerprint or voice scan to confirm identities, is becoming available.)
Of course, always read account statements carefully and contact the financial institution immediately
if you spot any
activity that you don't recognize.
CREDIT CARD AND BANK ACCOUNTS
a major gap in the federal laws that restrict your potential losses if cybercriminals run up fraudulent charges
on your credit cards or drain money from checking or savings accounts at a bank or
credit union-business bank
accounts are not covered. The rules…
With personal and business credit cards, your out-of-pocket losses are limited by federal
law to no more than $50.
Many card issuers now have zero-liability
policies and do not make cardholders responsible even for this $50.
personal bank savings and checking accounts—and the debit cards linked to them—you generally are not
liable for unauthorized debits stemming from cybercrime as long as you report the debits
within 60 days of the date on
the first bank statement that lists
the unauthorized transactions. Fail to report the unauthorized transactions within 60
days, however, and you could be responsible for all of the losses.
Note: Your liability is slightly different if someone is able to steal money from your bank account by getting
physical debit card. If that occurs, you are liable for as
much as $50 if you report the loss of the card to the bank within
days…up to $500 if you report it within three to 60 days…or potentially for all of your losses if you report
it after 60
days. Some debit card issuers offer zero-liability policies—that
is, they will cover any cardholder losses to fraud even
law says that the cardholder could be liable for some portion of them—but these generally do not cover ATM
and PIN-based transactions. However, MasterCard is extending its zero-liability policy
to include these.
With business bank accounts, you could be saddled
with all of the losses. Cybertheft from bank accounts has
some small businesses out of business. Your bank is likely to be held liable for business account losses only if
it failed to offer "commercially reasonable" security procedures. What to
• Monitor bank and credit card accounts closely
for unauthorized activity.
• Update your account passwords
in the wake of the recent data breach.
• If you have a business
bank account, keep the number of employees who have access to the account information to
a minimum. Make sure that you have a password that you can use when making transactions over the phone
addition to Internet passwords. And ask your bank if it can recommend
additional security procedures to maximize the
Example: It might be possible to restrict anyone from making sizable online withdrawals or
transfers out of the account from any computer other than the one that you normally use.
• Ask your insurance agent if your coverage protects you against cybertheft from
your business bank accounts or if
such coverage is available.
give much thought to the security of their health insurance policies—but this can be a matter of life and
death. If a cybercriminal gets hold of your health insurance account information, he/she
could sell a replica of your
insurance ID card to someone in need
of medical services. Bills for the uncovered portion of these medical treatments
would then be sent to you.
You would not be legally
liable for these bills, but convincing health-care providers and insurance companies that the
bills are not yours could be a long and frustrating process.
The greater danger is that someone else's medical information could be added to your medical files.
If the person who
poses as you has a different blood type than you,
for example, you might be given the wrong blood type if you need a
What to do: Read all "explanation of benefits" statements that you receive
from your insurer to make sure that you
really used those benefits.
If you suddenly stop receiving statements and other mailings from your health insurer, call
to make sure that the mailing address on your policy hasn't been altered.
A cybercriminal who learns
your e-mail account's user name and password could parlay this information into access
to your financial accounts.
criminal might search through your e-mails for messages from financial companies that you work with,
then send you e-mails that appear to be from these companies. If you click a link in one of these
e-mails, you'll be
routed to what appears to be the financial company's
site—but if you enter your user name and password into this
as prompted, you actually will divulge your private account information to the criminal.
What to do: If you get an e-mail with what appears to be a link from your financial institution, do
not click this link.
Instead, go to the institution's website as
you normally would. If you cannot find the page related to the e-mail on the
website, call the investment company and ask for directions—and confirmation that the e-mail was genuine.
For advice on how to create the most secure passwords, see "How to Create the
Best Password" at
Source: John Sileo, president of The Sileo Group, a Denver-based identity-theft-prevention
consulting company. He
is author of Privacy Means Profit: Prevent
Identity Theft and Secure Your Bottom Line (Wiley). Sileo.com
Cards Have Security Gaps
Many credit card issuers are finally starting
to issue cards in the US embedded with microchips, a security measure
widely in Europe, Asia and Canada. But you're probably not getting as much extra security as chip cards that
are issued in other countries provide.
That's because most US merchants do not yet have devices to read the chips, so you still need to swipe the card
using its old-fashioned magnetic strip to process a charge. (Card issuers are prodding
merchants to have the devices
by October 1, 2015.) That defeats
the purpose of the chip, which is designed to generate a secure, scrambled singleuse
code for each transaction.
In addition, unlike foreign
chip cards, nearly all the new US chip cards require a signature rather than a PIN code.
That means someone who steals your card would not need to know your PIN code to use the card—either
or online. (Some major card issuers, including Chase and
Target, are expected to begin offering chip-and-pin cards in
US in early 2015.)
However, one advantage that already applies to
the US chip cards is that the chips make the cards much more
Source: Matt Schulz, senior industry analyst with
Ebola Virus Disease Safety
Courtesy NYPD Community Affair Unit
- Ebola is a severe, often fatal disease caused by a virus in humans
- A large outbreak is now occurring
in West African countries: Liberia, Guinea and Sierra Leone. 8,033 total cases resulting in 3,865 (48% case
fatality rate) as of October 8, 2014.
- The Health
Department has developed guidance for people who recently traveled to one of the three Ebola-affected countries.
- If you have not traveled recently to these areas understand that the
risk of exposure is minimal.
The risk and likelihood of contracting Ebola is very low unless a person has direct
unprotected contact with:
- Blood or other
body fluids (stool, urine, saliva, vomit, semen) of an infected person.
- Infected human and/or non-human remains.
- Items contaminated with an Ebola patient's infectious fluids such as soiled clothing or bed linens.
- You CANNOT contract Ebola through the air
or just by being near someone who has been infected.
If you visited countries affected by the outbreak,
and develop a FEVER within 21 days, seek medical care immediately.
- Alert the doctor's office or emergency room about your symptoms BEFORE
- Tell your doctor if you had DIRECT CONTACT
with a person who might have had Ebola.
Symptoms: Fever, headache, muscle pain, body aches, vomiting, diarrhea, fatigue, stomach pain, unexpected
bleeding. Hospital staff will not ask you about your immigration status. You will be seen regardless of ability
For more information, call 311, or click: HERE for the latest information and educational material
in multiple languages.
York State Releases Fact Sheet on State Screening Protocols at JFK International Airport
Albany, NY (October 26, 2014)
New York State today released the following fact sheet on the institution of State screening procedures for Ebola
at JFK International Airport.
is first conducted by the U.S. Customs and Border Patrol (CBP). If a passenger has a recent travel history for any of the
three affected countries, a secondary screening of the passenger will be conducted by CBP. If a person coming from any of
the three affected countries has a fever or reports exposure to Ebola, the Center for Disease Control (CDC) reviews.
An additional screening will now be performed by New York
State Department of Health and New York City Department of Health and Mental Hygiene personnel.
Scenario 1: If a person arrives and has symptoms of the Ebola virus, they will be transported, via medical transportation
(in protective gear), to one of the New York City hospitals designated by the State  to treat Ebola patients for further
evaluation and treatment.
2: If a person arrives and had direct
contact with people infected with the Ebola virus but is asymptomatic, they will be transported by private vehicle (arranged
by the New York State Department of Health or local health department) to their homes where they will be quarantined for 21
days. (For those without homes, other accommodations will be made.) Under quarantine, at least two unannounced visits by local
officials (in coordination with state health officials) will be made each day to check the individual's condition as well
as ensure that the individual is complying with the quarantine order.
The New York State Department of Health or local health department will, if needed, coordinate
care services such as food and medicine.
health care worker returning from one of the affected countries who had been treating patients with the Ebola virus and is
sponsored by Doctors Without Borders, typically has their wages paid for three weeks by Doctors Without Borders. For any health
care worker whose sponsoring organization does not do this or something similar for their workers, as well as adults who meet
New York's criteria for quarantine, they would be provided financial assistance for 21 days by the state (e.g., cover their
rent/mortgage and standard per diem).
members would be allowed to stay with the person being quarantined. Friends would also be allowed to visit with the approval
of the local health department.
3: If a person arrives from one
of the affected areas with no symptoms and had no direct contact with anyone infected with the Ebola virus, such cases would
be treated on a case-by-case basis. At the minimum the New York State Department of Health or local health department will
monitor these individuals twice a day for temperature and other symptoms until the 21 day incubation period is over, but these
individuals would not automatically be subject to quarantine.
Scammers Exploiting Ebola Fears
Scammers prey on fears during
the worst of circumstances – and the Ebola crisis is no different. Fraudsters are already using sleazy tactics to
turn a quick buck.
Watch out for:
- online offers for an Ebola cure or special “natural” or “dietary”
methods to alleviate or prevent symptoms;
- email scams with alarming messages like "Ebola update" or “Ebola Pandemic” which may
include links that release computer viruses;
- sales of "personal protection kits" at low prices to provide supposed “infection defense”;
- charity scams claiming to help victims or fight
the disease; and
- potential stock investment
frauds involving companies that say they are involved in the development of products that will prevent the spread
of viral diseases like Ebola.
The U.S. Food and Drug Administration has seen and received “consumer complaints
about a variety of products claiming to either prevent the Ebola virus or treat the infection.” Despite these claims,
“…there are no approved vaccines, drugs, or investigational products specifically for purchase on the Internet.”
And the Council for Responsible Nutrition, a trade association for the dietary supplement industry, warns consumers that
there are currently no supplements that can prevent or cure Ebola.
As always, your best bet to protect yourself from these scams is to:
- delete any suspicious emails without opening or clicking on any links,
- ask how donations will be spent and check a charity’s
registration before providing any money, and
provide your personal or financial information to companies you don’t know.
If you have questions about a possible Ebola-related scam, contact:
NYPD: Beware of Green Dot MoneyPak Scams
of NYPD Community Affairs Bureau
losing thousands of dollars in a phone scam involving Green Dot MoneyPak cards. Here is how the scam works: After receiving
a call from someone who claims to be collecting a debt for either a Utility Company or the Internal Revenue Service, people
are being threatened with the loss of their heat, electric or told they will be deported.
Utility Company Scam: The victims are contacted by a caller who states that they
work at a utility company and are collecting money that is past due. The caller informs the victim that they can avoid having
their utility service disconnected if they immediately pay the past due amount using a Green Dot MoneyPak card that can be
purchased at a local store. The caller instructs the victim to purchase a Green Dot MoneyPak card in a specified amount and
provides the victim with a phone number to be called back when the MoneyPak has been obtained. The victim purchases
a Green Dot card at a local store and proceeds to call back the number they were given. The victim is instructed to scratch
off and read the MoneyPak card serial number to the perpetrator. Once the scammer has the Green Dot MoneyPak serial number
they are able to transfer funds onto a prepaid debit card. The victim has now lost their money.
Internal Revenue Service Scam: The victims receive a call and are told that they
owe back taxes, fees or fines to the I.R.S. and that if they do not make an immediate payment using a Green Dot MoneyPak card
they will be arrested or deported. This scam is perpetrated in the same manner as the utility scam. The results are also the
same the victim's money is stolen.
Green Dot MoneyPak cards themselves are legitimate products when used for the right purposes. Once purchased at a participating
retailer with cash, consumers can use MoneyPaks to reload other prepaid cards, add money to a PayPal account without using
a bank account, or make same-day payments to major companies. Because the cards can only be bought with cash, consumers never
need to disclose their personal or financial information to a retail cashier or to make a payment. While many schemes
still involve scammers asking for funds to be wired to them, MoneyPaks have the added benefit of the scammer not having to
show up at an office to claim the funds. Anyone with the 14-digit number found on the back of the MoneyPak card can drain
the card of funds. In all of these examples, the intended victims are instructed to buy a Green Dot MoneyPak cards, load the
amount of the fine or other money owed onto the card and then provide the number on the back of the card to the scammers,
who will then drain the funds from the card.
Prevention Tips To Help You Avoid Falling Victim To This Scam:
Be suspicious of callers who demand immediate payment for any reason.
Remember that anyone who has the number on a Green Dot MoneyPak card has access to
the funds on the card.
Never give out personal
or financial information to anyone who emails or calls you unsolicited.
Never wire money, provide debit or credit card numbers or Green Dot MoneyPak card numbers to someone
you do not know.
companies and government agencies will not contact you demanding immediate payment by MoneyPak.
Subject: "Crime Prevention Tip"
Hello, I am Deputy
Inspector James P. Klein, the Commanding Officer of the NYPD Community Affairs Bureau's Crime Prevention Section.